RJV World

Year after year most of us resolve to spend wisely and save religiously. The Christmas time is almost here. Just as important as our personal resolution- lose weight take that dream vacation or shopping-is how we handle money matters. Like this season we are tempted with to buy some our desire with out knowing that we over spending. Hopefully in 2010, we wont find ourselves committing the same financial blunders all over again. Think twice before buying anything and have a Blessed Merry Christmas. Here some small tips and a list of specific money resolutions you can make.

1. Buy only the necessities, if you must shop only what you need. Spend less your money on things that are luxurious and things that are only for the moment. Instead focus on the necessities, education and insurances maybe. Think several times before making a purchase and save for something more meaningful.
2. Find a system that works for you, some people keep a notebook where you can chat down your expenses.
3. Curb your shopping if you enjoy spending most of your free time at the mall, it is time to look an alternative weekend activity to avoid tempted shopping unnecessary things. The best way to stick to this resolution is to stay away from malls. Unless of course there some important things to buy. Explore other activities like day trip to nearby provinces and exercising.